AI Chatbots Are Luring Victims to Fake Bank Sites

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Gigabit Systems
July 16, 2025
20 min read
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AI Chatbots Are Luring Victims to Fake Bank Sites

Hackers are exploiting AI to run smarter phishing scams—and you might already be a target.

What’s Happening?

AI chatbots are becoming the go-to method for online search, offering direct answers instead of endless links. But that convenience comes at a cost: many chatbot responses are wrong—and now hackers are exploiting those mistakes to launch phishing attacks.

When users ask AI tools like GPT-powered search engines where to log in to banking or tech services, they often return incorrect or unclaimed URLs. Hackers are purchasing those domains and setting up lookalike websites to steal credentials and personal data.

Real-World Example: Wells Fargo Phishing via AI

One user asked Perplexity AI for the Wells Fargo login. The top link? A fake phishing site hosted on Google Sites—designed to mimic the real thing. Though the actual site was listed further down, the damage was done. Users trust AI. And hackers know it.

Why Smaller Institutions Are More at Risk

Community banks, credit unions, and niche tech companies may not appear in AI training data. That leads chatbots to “hallucinate” plausible-sounding login pages—giving hackers an easy template to hijack trust and redirect users to fake login portals.

7 Ways to Stay Safe From AI-Generated Phishing

  1. Never trust links from chatbots
    Always manually enter URLs or use trusted bookmarks.

  2. Scrutinize domain names
    Look for misspellings or odd endings like .site, .info, or extra hyphens.

  3. Enable 2FA
    Use app-based authentication instead of SMS for stronger protection.

  4. Avoid logging in via search or AI tools
    Search engines and AI may show phishing sites—stick to direct URLs.

  5. Report suspicious links
    Most AI platforms accept feedback. Flag dangerous links to prevent future attacks.

  6. Use modern browsers and antivirus
    Enable browser protections and install strong antivirus tools across your devices.

  7. Rely on a password manager
    They won’t auto-fill on phishing sites and help detect lookalikes.

Final Thoughts

Hackers are no longer just gaming Google. They’re targeting AI itself—crafting attacks that exploit hallucinated content and user trust. Don’t treat AI-generated answers as gospel. Double-check everything.

70% of all cyber attacks target small businesses. I can help protect yours.

#AIsecurity #PhishingPrevention #ChatGPT #CyberAwareness #SMBsecurity

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